首年基准费率表: | 单位:人民币元 | |||||||||
(一)必选责任 | ||||||||||
(1)尊贵计划 | ||||||||||
年龄 | 有社保 | 无社保 | ||||||||
中国大陆 | 大中华 | 亚洲 | 全球除美 | 全球 | 中国大陆 | 大中华 | 亚洲 | 全球除美 | 全球 | |
0-17 | 22,182 | 23,533 | 25,697 | 27,050 | 53,059 | 22,406 | 23,771 | 25,957 | 27,324 | 53,594 |
18-25 | 21,316 | 22,615 | 24,696 | 25,994 | 53,089 | 21,531 | 22,845 | 24,945 | 26,257 | 53,626 |
26-29 | 24,791 | 26,301 | 28,720 | 30,232 | 61,784 | 25,041 | 26,568 | 29,011 | 30,538 | 62,408 |
30-34 | 28,309 | 30,036 | 32,797 | 34,523 | 70,708 | 28,595 | 30,339 | 33,127 | 34,871 | 71,422 |
35-39 | 31,758 | 33,694 | 36,791 | 38,727 | 79,372 | 32,078 | 34,035 | 37,163 | 39,119 | 80,174 |
40-44 | 36,081 | 38,282 | 41,801 | 44,000 | 90,325 | 36,445 | 38,668 | 42,223 | 44,445 | 91,237 |
45-49 | 42,392 | 44,976 | 49,112 | 51,696 | 106,177 | 42,820 | 45,429 | 49,608 | 52,218 | 107,250 |
50-54 | 53,784 | 57,063 | 62,309 | 65,589 | 134,953 | 54,327 | 57,639 | 62,938 | 66,252 | 136,316 |
55-59 | 65,980 | 70,002 | 76,440 | 80,463 | 165,728 | 66,647 | 70,710 | 77,213 | 81,276 | 167,401 |
60-64 | 82,603 | 87,640 | 95,698 | 100,735 | 207,658 | 83,438 | 88,525 | 96,665 | 101,752 | 209,755 |
65 | 99,150 | 105,196 | 114,869 | 120,915 | 249,361 | 100,152 | 106,259 | 116,030 | 122,137 | 251,880 |
(2)精选计划 | ||||||||||
年龄 | 有社保 | 无社保 | ||||||||
中国大陆 | 大中华 | 亚洲 | 全球除美 | 全球 | 中国大陆 | 大中华 | 亚洲 | 全球除美 | 全球 | |
0-17 | 17,940 | 19,047 | 20,820 | 22,148 | 42,330 | 18,120 | 19,239 | 21,030 | 22,372 | 42,758 |
18-25 | 18,125 | 19,244 | 21,034 | 22,376 | 42,484 | 18,309 | 19,439 | 21,246 | 22,602 | 42,912 |
26-29 | 21,155 | 22,462 | 24,549 | 26,116 | 49,613 | 21,368 | 22,688 | 24,798 | 26,379 | 50,113 |
30-34 | 22,243 | 23,615 | 25,813 | 27,460 | 56,914 | 22,467 | 23,854 | 26,074 | 27,738 | 57,488 |
35-39 | 25,041 | 26,588 | 29,061 | 30,915 | 63,958 | 25,294 | 26,855 | 29,355 | 31,228 | 64,603 |
40-44 | 28,522 | 30,281 | 33,099 | 35,211 | 72,910 | 28,810 | 30,587 | 33,433 | 35,567 | 73,646 |
45-49 | 33,591 | 35,664 | 38,982 | 41,469 | 85,835 | 33,932 | 36,025 | 39,376 | 41,889 | 86,703 |
50-54 | 42,791 | 45,432 | 49,659 | 52,828 | 109,338 | 43,223 | 45,891 | 50,160 | 53,361 | 110,442 |
55-59 | 52,643 | 55,892 | 61,093 | 64,992 | 134,432 | 53,175 | 56,458 | 61,710 | 65,649 | 135,790 |
60-64 | 66,043 | 70,120 | 76,643 | 81,535 | 168,653 | 66,711 | 70,829 | 77,418 | 82,358 | 170,356 |
65 | 79,349 | 84,248 | 92,084 | 97,962 | 202,732 | 80,151 | 85,099 | 93,014 | 98,951 | 204,781 |
(3)标准计划 | ||||||||||
年龄 | 有社保 | 无社保 | ||||||||
中国大陆 | 大中华 | 亚洲 | 全球除美 | 全球 | 中国大陆 | 大中华 | 亚洲 | 全球除美 | 全球 | |
0-17 | 13,736 | 14,833 | 16,298 | 18,312 | 38,432 | 13,873 | 14,983 | 16,463 | 18,498 | 38,820 |
18-25 | 13,954 | 15,070 | 16,559 | 18,604 | 38,571 | 14,095 | 15,222 | 16,726 | 18,792 | 38,960 |
26-29 | 16,302 | 17,606 | 19,345 | 21,737 | 45,005 | 16,466 | 17,783 | 19,541 | 21,955 | 45,460 |
30-34 | 18,695 | 20,190 | 22,185 | 24,927 | 51,641 | 18,884 | 20,395 | 22,409 | 25,179 | 52,163 |
35-39 | 21,041 | 22,725 | 24,970 | 28,056 | 58,043 | 21,254 | 22,954 | 25,222 | 28,338 | 58,630 |
40-44 | 23,970 | 25,888 | 28,445 | 31,961 | 66,158 | 24,212 | 26,150 | 28,732 | 32,284 | 66,827 |
45-49 | 28,241 | 30,500 | 33,512 | 37,654 | 77,923 | 28,526 | 30,808 | 33,850 | 38,034 | 78,710 |
50-54 | 35,954 | 38,829 | 42,665 | 47,938 | 99,225 | 36,317 | 39,222 | 43,096 | 48,423 | 100,228 |
55-59 | 44,225 | 47,764 | 52,482 | 58,967 | 122,030 | 44,672 | 48,246 | 53,012 | 59,563 | 123,262 |
60-64 | 55,494 | 59,933 | 65,853 | 73,993 | 153,036 | 56,055 | 60,538 | 66,518 | 74,740 | 154,581 |
65 | 66,722 | 72,059 | 79,173 | 88,959 | 183,956 | 67,395 | 72,787 | 79,974 | 89,858 | 185,812 |
(4)基本计划 | ||||||||||
年龄 | 有社保 | 无社保 | ||||||||
中国大陆 | 大中华 | 亚洲 | 全球除美 | 全球 | 中国大陆 | 大中华 | 亚洲 | 全球除美 | 全球 | |
0-17 | 8,478 | 9,303 | 10,481 | 11,775 | 26,629 | 8,564 | 9,396 | 10,586 | 11,893 | 26,898 |
18-25 | 8,941 | 9,810 | 11,052 | 12,417 | 27,888 | 9,032 | 9,909 | 11,163 | 12,544 | 28,170 |
26-29 | 10,379 | 11,390 | 12,831 | 14,418 | 32,497 | 10,484 | 11,505 | 12,961 | 14,563 | 32,825 |
30-34 | 11,861 | 13,013 | 14,661 | 16,474 | 37,157 | 11,981 | 13,145 | 14,809 | 16,640 | 37,532 |
35-39 | 13,340 | 14,638 | 16,492 | 18,529 | 41,703 | 13,476 | 14,786 | 16,659 | 18,716 | 42,124 |
40-44 | 15,120 | 16,591 | 18,693 | 21,001 | 47,438 | 15,273 | 16,759 | 18,881 | 21,213 | 47,916 |
45-49 | 17,761 | 19,488 | 21,955 | 24,670 | 55,783 | 17,941 | 19,685 | 22,177 | 24,919 | 56,346 |
50-54 | 22,542 | 24,735 | 27,866 | 31,310 | 70,932 | 22,770 | 24,985 | 28,147 | 31,625 | 71,648 |
55-59 | 27,662 | 30,353 | 34,194 | 38,420 | 87,061 | 27,942 | 30,659 | 34,540 | 38,808 | 87,940 |
60-64 | 34,642 | 38,009 | 42,821 | 48,113 | 109,131 | 34,992 | 38,394 | 43,253 | 48,599 | 110,233 |
65 | 41,604 | 45,649 | 51,426 | 57,782 | 131,052 | 42,024 | 46,109 | 51,946 | 58,365 | 132,375 |
*上述必选责任费率(除基本计划外)昂贵医院门、急诊费用给付比例为80%。其他昂贵医院门、急诊费用给付比例对应的费率需在上表基础上乘以下述调整因子得出。 | ||||||||||
昂贵医院门、急诊费用给付比例调整因子(除基本计划外) | |||
昂贵医院门、急诊费用给付比例 | 调整因子 | ||
100% | 125% | ||
0% | 87% |
(二)可选孕产保险金责任 | ||||
(1)赔付比例为100% | ||||
年龄 | 有社保 | 无社保 | ||
计划Ⅰ | 计划Ⅱ | 计划Ⅰ | 计划Ⅱ | |
18-34 | 24,176 | 51,317 | 24,421 | 51,835 |
35-44 | 33,349 | 65,583 | 33,686 | 66,245 |
(2)赔付比例为90% | ||||
年龄 | 有社保 | 无社保 | ||
计划Ⅰ | 计划Ⅱ | 计划Ⅰ | 计划Ⅱ | |
18-34 | 21,759 | 46,184 | 21,978 | 46,651 |
35-44 | 30,014 | 59,023 | 30,318 | 59,620 |
(3)赔付比例为80% | ||||
年龄 | 有社保 | 无社保 | ||
计划Ⅰ | 计划Ⅱ | 计划Ⅰ | 计划Ⅱ | |
18-34 | 19,341 | 41,052 | 19,537 | 41,467 |
35-44 | 26,678 | 52,466 | 26,948 | 52,996 |
(三)可选视力保健保险金责任 | ||||
年龄 | 有社保 | 无社保 | ||
计划Ⅰ | 计划Ⅱ | 计划Ⅰ | 计划Ⅱ | |
0-65 | 1,001 | 1,855 | 1,011 | 1,874 |